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A payday loan is a type of short-term financing that enables individuals to borrow an amount of cash for a flat interest rate. People who have no or bad credit history resort to taking out a payday …

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Cash advance apps let you withdraw money easily if you’re short on funds, but they can encourage bad money habits.

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Payday loans … Online lenders and apps are under scrutiny now, too: In August 2019, officials in 11 states plus Puerto Rico announced an investigation into the payroll advance industry.

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