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Are payday lenders like Tampa-based Amscot a necessary part of the banking industry? – Agliano is like nearly half of other Americans who do not have the cash … today’s payday loans aren’t helping them." Jeff Currie deals with this issue daily. "It’s endemic," said the program …

A common financing option is a personal loan, which provides a lump sum of cash that’s paid off in monthly installments. Personal loans can also be used to consolidate high-interest debt.

Payday loans may be controversial, but they’re still big business. Customers rely on them to get them through what they perceive as a short-term need for cash, and the loans’ high fees and …

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Payday Lending: Will Anything Better Replace It? – Yet some consumers do use payday loans just as the industry markets them—as a short-term emergency source of cash, one that won … the FDIC began a two-year pilot program encouraging banks …

Emergencies, accidents or merely unfortunate circumstances can all lead to the need for quick cash. Payday loans … Go offers a referral program, giving borrowers the chance to win $500 for each …

Need Cash Fast? Payday Loans Offer a Solution but Should Be Your Last Resort – Payday loans — which are small, unsecured loans that don’t require collateral and have short terms — are a popular way for people to access cash fast. But in practice they end up costing …