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What can be used as collateral for a secured personal loan? With car loans or mortgages, the item that you purchase is also the collateral. But with personal loans, you receive cash instead of a …
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Types Of Personal Loans – Most personal loans are unsecured, meaning no collateral is required to guarantee a loan. An auto loan uses your car as collateral, so if you can’t make your payments, the lender can repossess …
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